Read Surah an-Naziat with English & Urdu translation or listen to audio with Urdu translation. It is the 79th Surah in the Quran with 46 verses. You can read full Surah Naziat with English & Urdu Translation online. The surah's position in the Quran in Juz 30 and it is called Makki Surah.

اللہ کے نام سے شروع جو نہایت مہربان ہمیشہ رحم فرمانے والا ہے
In the Name of Allah, the Most Compassionate, the Ever-Merciful
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12. وہ کہتے ہیں: یہ (لوٹنا) تو اس وقت بڑے خسارے کا لوٹنا ہوگاo

12. They say: ‘This (return) would then be a losing return.’

(an-Nāzi‘āt, 79 : 12)